Terms of payment
In vitro fertilization is, for many people, a way to realize their dreams. In order to give you support on this path we give you the possibility to pay the treatment in 6 or 12 monthly instalments.
Another option is an interest-free loan. Crédit Agricole Bank and specialised gynaecological hospital Genesis entered into a partnership that helps future parents.
Terms of interest-free financing
Main characteristics of the loan: Consumer loan indexed in EUR – Interest Rate 0%
- Loan type: Consumer Loan in EUR
- Loan currency: RSD indexed in EUR
- Criteria for indexation: in EUR
- Loan amount: EUR 500 – 10,000
- Repayment period: 6 – 36 months
- Participation: min 30%
- Nominal interest rate: 0%
- The cost of processing the loan: 0%
- Early and partial repayment: 0%
A representative example
|The amount on the invoice||Loan||Participation||Repayment period||Interest rate||Instalment||Effective interest rate|
|EUR 2.000||EUR 1.400||EUR 600||24 month||0,00%*||EUR 58,33||3,04%|
* The interest rate is fixed. EIR was calculated on 16 June 2015. Maturity rate is the 5th of every month.
The costs charged to the client entering the EIR: 50-dinar bills of exchange, Credit bureau costs of RSD 246, account maintenance cost of RSD 230 per month for clients.
- Solo blank promissory note without protest, with a letter of authorization